Insurance Guides & Insights
Page 9 of 9 — 105 articles total
No Claim Bonus (NCB) in Car Insurance: Complete Guide (2026)
No Claim Bonus can save you up to 50% on your car insurance premium. Learn how NCB works and how to protect it.
Critical Illness Insurance: Why You Need It (2026)
Critical illness insurance provides a lump sum payout on diagnosis of serious conditions. Learn why it is essential and how to choose.
Senior Citizen Health Insurance: Complete Guide (2026)
Health insurance for senior citizens is more important than ever. Learn about the best plans and how to manage premiums.
Term Insurance vs Endowment Plan: Which Is Better? (2026)
Term insurance provides pure life cover at low cost. Endowment plans combine insurance with savings. We compare both.
Third Party vs Comprehensive Car Insurance: Which to Buy?
Third party insurance is legally mandatory. But is it enough? We compare both types.
ULIP vs Mutual Fund: Which Is Better Investment? (2026)
ULIPs combine insurance with market-linked returns. Mutual funds are pure investments. We compare both.
Travel Insurance for International Trips: Complete Guide (2026)
Planning an international trip? Learn what travel insurance covers, how much it costs, and why it is essential.
IRDAI Rules on Claim Rejection: Your Rights (2026)
Know your rights when an insurance claim is rejected. IRDAI has strict rules on when insurers can reject claims.
Best Time to Buy Health Insurance: Why Earlier Is Better
The best time to buy health insurance is when you are young and healthy. We explain why buying early saves money.
Have a specific insurance question?
Get personalized answers from Hari Kotian, IRDAI certified advisor with 25+ years of experience.
Consult Hari Kotian