Term Insurance
Get high life cover at affordable premiums with pure Term Insurance. Protect your family's financial future with critical illness and accidental death benefits.
About Term Insurance
Term Insurance is the most important financial product you will ever buy. Period. It is a pure risk protection plan that guarantees a large sum of money (e.g., ₹1 Crore, ₹5 Crore) to your family if you pass away untimely. It ensures your family lifestyle, children's education, and home loans are taken care of.
Top Features of Our Term Plans:
- Unbeatable Premiums: We source plans that offer ₹1 Crore cover for as low as ₹500 - ₹800 per month (depending on age).
- Lengthy Coverage: Lock your premiums today and get coverage up to age 85 or even 99 (Whole Life Term).
- Riders for Extra Protection:
- Critical Illness Rider: Get a payout if diagnosed with Cancer, Heart issues, etc., to cover treatment costs.
- Accidental Disability: Monthly income replacement if an accident leaves you disabled.
Why Buy Term Insurance Through an Advisor? Buying online is easy, but claim settlement is hard. If your family faces a rejection due to a technicality in the proposal form filled years ago, the policy is useless.
- Zero-Error Proposal: We fill out the proposal form with professional precision to eliminate chances of "Non-Disclosure" rejection.
- Medical Coordination: We arrange your medical tests at your convenience.
- The "3-Day" Claim Guarantee: In the unfortunate event of a claim, we personally handle the paperwork to ensure the money reaches your nominee's bank account within the shortest possible time.
Tax Benefits Premiums paid for Term Insurance are eligible for tax deductions of up to ₹1.5 Lakhs under Section 80C of the Income Tax Act.
At Insurance Support, we help you navigate the complexities of specific policy terms to find the plan that best fits your requirements and budget.
Key Benefits
Frequently Asked Questions
What is the right age to buy Term Insurance?
The earlier, the better. Buying in your 20s secures a very low premium for life.
Do I get money back if I survive the term?
Pure term plans do not offer maturity benefits. However, 'Return of Premium' (ROP) plans refund all premiums paid if you survive.
Is accidental death covered?
Standard term plans cover all deaths (natural/accidental). You can add an Accidental Death Benefit rider for extra payout.