Insurance Guides & Insights
Page 3 of 9 — 105 articles total
Health Insurance Restoration Benefit: How Many Times Can You Reclaim Your Sum Insured in a Year
Health insurance restoration benefit refills your sum insured after it gets exhausted. Learn how many times you can reclaim, which insurers offer double restoration, and how to maximize this underrated feature.
IRDAI Claim Settlement Regulations 2026: 30-Day Rule, Standardized Forms & Policyholder Rights Explained
Complete 2026 guide to IRDAI claim settlement regulations — the mandatory 30-day claim settlement rule, standardized claim forms (ACK-1, ACK-2), policyholder rights under IRDAI Protection of Policyholders Interest Regulations 2017, how to escalate if insurer misses deadline, and compensation for del
LIC Premium Payment Modes 2026 — Online, Offline, ECS, Auto-Pay & Grace Period Explained
Complete 2026 guide to LIC premium payment modes — online payment via LIC portal, ECS, auto-pay, cheque, offline at LIC offices, grace period rules, late fee charges, and how to avoid policy lapse due to missed payments.
Family Floater vs Individual Health Insurance 2026 — Which Saves More Money for Your Family?
Family floater vs individual health insurance — a detailed 2026 comparison covering cost, coverage, shared sum assured risks, and which option is best for families with kids, parents, and varying health needs.
NPS Section 80CCD(1B) — The Extra ₹50,000 Tax Deduction Most Indians Miss in 2026
Section 80CCD(1B) offers an additional ₹50,000 tax deduction for NPS contributions — over and above the 80C limit. A complete 2026 guide covering eligibility, how to invest, returns, withdrawal rules, and how to combine it with 80C and 80D for maximum tax savings.
Section 80C Insurance Premium Deduction 2026 — How to Save Up to ₹1.5 Lakh Using Life Insurance
Maximize your Section 80C deduction of ₹1.5 lakh using life insurance premiums in 2026. Learn eligibility rules, which policies qualify, the 10% sum assured cap, and expert strategies to combine insurance protection with tax savings.
How to Calculate IDV (Insured Declared Value) for Your Vehicle in 2026 — Complete Guide
IDV (Insured Declared Value) is the maximum amount your insurer will pay if your vehicle is stolen or totaled. Learn how to calculate IDV for your car or bike in 2026, understand depreciation rates set by IRDAI, and ensure you are neither over-insured nor under-insured.
How to File a Complaint on IRDAI IGMS Portal — Complete 2026 Guide
Got an unresolved insurance complaint? IRDAI's IGMS (Integrated Grievance Management System) portal lets you file complaints online against any insurer in India. This complete 2026 guide covers the step-by-step IGMS complaint process, required documents, timelines, escalation to ombudsman, and tips
Health Insurance Portability in India 2026 — How to Switch Insurers Without Losing Benefits
Thinking of switching your health insurance company? IRDAI's portability rules let you move to a better insurer without losing your waiting period credits, no-claim bonus, and pre-existing disease coverage. This complete 2026 guide explains the health insurance portability process, eligibility, docu
LIC Maturity Claim Process 2026 — How to Claim Your LIC Policy Maturity Amount Online & Offline
Your LIC policy is maturing but you are not sure how to claim the maturity amount? This complete 2026 guide covers the online and offline LIC maturity claim process, required documents, direct credit setup, and common mistakes to avoid.
Whole Life Insurance vs Term Insurance vs Endowment Plan — Which is Right for You in 2026?
Confused between whole life, term, and endowment insurance? This definitive 2026 comparison breaks down costs, benefits, ideal use cases, and expert recommendations for Indian families.
Top 5 Health Insurance Trends to Watch in 2026
From AI-driven claims processing to personalized wellness programs, discover the top health insurance trends transforming the industry in 2026.
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