The Term Insurance Claim-Proof Checklist
15 Things to Verify Before You Sign — So Your Family Never Has to Fight for ₹1 Crore
What's Inside
Everything you need, nothing you don't.
15-point verification covering disclosures, nominee setup, and exclusions
Real claim case studies showing how non-disclosure causes rejections
Quick comparison matrix to evaluate any term plan side-by-side
Created by Hari Kotian, licensed IRDAI advisor (Reg 0149161D)
Free 15-minute claim-review consultation included
This Is For You If...
You're in one of these situations:
First-time term insurance buyers shopping on Policybazaar, Ditto, etc.
Salaried individuals worried about claim rejection due to non-disclosure
Anyone wanting independent, human advisory instead of sales calls
Why Trust Hari Kotian?
With 25+ years in the insurance industry and over ₹50 Crores recovered in rejected claims, I've seen every rejection reason, every insurer tactic, and every appeal strategy that works. This resource is built from real case experience — not theory.
Hari Kotian
IRDAI Certified Advisor
Quick Questions
Is this really free?
Yes, 100% free. We believe informed policyholders make better decisions. No credit card, no hidden charges, no spam.
How do I receive it?
Instantly via email after you submit the form. Most people receive it within 2 minutes. If it lands in spam, check your promotions folder.
Will you call me if I submit?
Only if you ask us to. We'll send you the resource and one follow-up offer for a free consultation. You can unsubscribe anytime.
Do you guarantee results?
No one can guarantee an insurance outcome — anyone who does is not being honest with you. What we guarantee: accurate information, proven process, and honest guidance.