Health Claim Denial Response Letter Generator
Generate a professionally drafted response letter for your insurer in 3 minutes — tailored to your denial reason
What's Inside
Everything you need, nothing you don't.
8 denial reasons covered: pre-existing disease, waiting period, non-disclosure, sub-limits, network hospital, documentation, exclusions, 'not medically necessary'
IRDAI-compliant language referencing specific regulations (IRDAI (Health Insurance) Regulations, 2016)
Auto-fills policy details, hospital bills, treatment timeline
Includes escalation path: GRO → IGMS → Ombudsman → Consumer Court
WhatsApp follow-up: we review your draft before you send (free)
This Is For You If...
You're in one of these situations:
Cashless claims denied at network hospitals
Reimbursement claims rejected for 'pre-existing disease'
Senior citizens with denied claims (we prioritize these)
Why Trust Hari Kotian?
With 25+ years in the insurance industry and over ₹50 Crores recovered in rejected claims, I've seen every rejection reason, every insurer tactic, and every appeal strategy that works. This resource is built from real case experience — not theory.
Hari Kotian
IRDAI Certified Advisor
Quick Questions
Is this really free?
Yes, 100% free. We believe informed policyholders make better decisions. No credit card, no hidden charges, no spam.
How do I receive it?
Instantly via email after you submit the form. Most people receive it within 2 minutes. If it lands in spam, check your promotions folder.
Will you call me if I submit?
Only if you ask us to. We'll send you the resource and one follow-up offer for a free consultation. You can unsubscribe anytime.
Do you guarantee results?
No one can guarantee an insurance outcome — anyone who does is not being honest with you. What we guarantee: accurate information, proven process, and honest guidance.