Expert Guide

How to Find Your Lost LIC Policy Number: A Step-by-Step Guide

Losing your LIC policy document or forgetting the policy number is common. Whether it's an old policy from your parents or one you misplaced during shifting, here is how you can recover it without paying agent fees.

Written by Hari Kotian

25+ Years Insurance Expert • Updated March 2026

1. Check Your Bank Statements

The easiest way to find your LIC policy number is to check the bank statement from which you paid the initial or recurring premiums. Look for entries like "LIC-PREM" or "LIFE INS CORP". The narration often contains the 9-digit policy number.

Pro Tip: Search for "LIC" in your bank's mobile app transaction history.

2. Visit the Branch Office

If you remember the branch where you took the policy, you can visit it with your ID proof (Aadhar/PAN). The "In-force Search" or "Lapsed Search" facility allows officials to find your policy by name and date of birth.

Stuck with complex document requirements?

Recovering lost bonds often requires indemnity bonds and notarized affidavits. We can handle the entire paperwork for you.

3. Use the LIC Customer Portal

If you had registered on the LIC E-Services portal, all your policies are linked to your profile. Login with your User ID and DOB to view the list.

4. Common Problems (And Solutions)

Problem: Policy taken 20+ years ago and branch moved.
Solution: Use your Aadhaar to search centrally at any LIC Divisional Office.