LIC Jeevan Anand vs Jeevan Lakshya 2026
Jeevan Anand
- Whole life coverage (up to age 100)
- Death benefit: Sum assured + bonuses
- Maturity benefit at age 100
- Best for long-term wealth + protection
- Entry age: 18-50 years
Jeevan Lakshya
- Fixed term (13-25 years)
- Annual income benefit: 10% of sum assured paid yearly until maturity
- Premium waiver on death
- Best for family income protection
- Entry age: 18-50 years
Head-to-Head
| Feature | Jeevan Anand | Jeevan Lakshya |
|---|---|---|
| Coverage | Whole life | Fixed term |
| Death Benefit | Sum assured + bonuses | Sum assured + bonuses + annual income |
| Premium Waiver | No | Yes |
| Best For | Long-term wealth | Family income protection |
Premium Comparison (35-year-old, Rs. 10 lakh, 20-year term)
- Jeevan Anand: Rs. 48,000 - 52,000/year
- Jeevan Lakshya: Rs. 45,000 - 50,000/year
**Not sure which LIC plan is right for you?** [Get a free consultation](https://insurancesupport.online/contact).
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Hari Kotian
IRDAI Certified Insurance Advisor | 25+ Years Experience
IRDAI Reg No: 0149161D. Helping families across Bengaluru and India with insurance advisory, claim recovery, and policy optimization since 1998.
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