How to Download Duplicate LIC Policy Bond 2026
Online + Branch Process
- Log in to LIC Customer Portal (licindia.in)
- Go to Service Requests > Duplicate Policy Bond
- Upload ID proof and pay fee (Rs. 100-200)
- Visit home branch with original ID proof
- Complete indemnity bond (Form 3815)
- Collect duplicate bond in 15-30 days
Offline Process
- Visit home branch
- Fill Form 3815 (Indemnity Bond on stamp paper)
- Submit ID proof + 2 passport photos
- Pay Rs. 200-400 fee
- Collect in 15-45 days
If You Do Not Remember Policy Number
LIC can trace your policy using:
- Full name and date of birth
- Fathers/husbands name
- PAN number
- Premium payment records
Tips to Protect Your Bond
- Take a photo and save on phone + cloud
- Upload to DigiLocker
- Keep original in fireproof safe or bank locker
- Inform nominee about bond location
**Need help getting a duplicate bond?** [Contact us](https://insurancesupport.online/contact).
HK
Hari Kotian
IRDAI Certified Insurance Advisor | 25+ Years Experience
IRDAI Reg No: 0149161D. Helping families across Bengaluru and India with insurance advisory, claim recovery, and policy optimization since 1998.
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