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LIC Policy Management How-To

How to Download LIC Policy Bond Online (Duplicate Copy 2026)

Lost your LIC policy bond? Get a duplicate copy online or offline. Step-by-step process, documents required, fees, and timeline for 2026.

HK
Hari Kotian
| | 1 min read

How to Download Duplicate LIC Policy Bond 2026

Online + Branch Process

  1. Log in to LIC Customer Portal (licindia.in)
  2. Go to Service Requests > Duplicate Policy Bond
  3. Upload ID proof and pay fee (Rs. 100-200)
  4. Visit home branch with original ID proof
  5. Complete indemnity bond (Form 3815)
  6. Collect duplicate bond in 15-30 days

Offline Process

  1. Visit home branch
  2. Fill Form 3815 (Indemnity Bond on stamp paper)
  3. Submit ID proof + 2 passport photos
  4. Pay Rs. 200-400 fee
  5. Collect in 15-45 days

If You Do Not Remember Policy Number

LIC can trace your policy using:

  • Full name and date of birth
  • Fathers/husbands name
  • PAN number
  • Premium payment records

Tips to Protect Your Bond

  • Take a photo and save on phone + cloud
  • Upload to DigiLocker
  • Keep original in fireproof safe or bank locker
  • Inform nominee about bond location

**Need help getting a duplicate bond?** [Contact us](https://insurancesupport.online/contact).

HK

Hari Kotian

IRDAI Certified Insurance Advisor | 25+ Years Experience

IRDAI Reg No: 0149161D. Helping families across Bengaluru and India with insurance advisory, claim recovery, and policy optimization since 1998.

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